Non-medicare Retiree Pharmacy
For assistance locating a pharmacy near you, prescription denials or copay questions, speak with a personal Care Coordinator at 833-740-3258 or CVS at 800-318-2572, or visit Caremark.com.
Pharmacy coverage
- If your doctor believes a non-preferred brand-name drug is medically necessary for you, they must complete the Coverage EXCEPTION REQUEST FORM and fax it to CVS Caremark. If approved, you will pay the preferred brand copay amount.
- If you request a brand-name drug instead of a generic alternative without obtaining a Coverage Exception Request Form, you will pay the generic drug copay PLUS the difference in cost between the brand and generic drug.
The CVS Caremark Pharmacy and Therapeutics Committee adjusts this list quarterly as new generics become available, new clinical studies have been released, new brand-name drugs become available, etc. This list is typically updated every three months and promotes the use of preferred brand-name and generic drugs whenever possible.
The U.S. Food and Drug Administration (FDA) requires generic drugs to be therapeutically equivalent to a brand-name drug in dosage, strength, route of administration, quality, performance, and intended use. Generally, generic drugs cost less than brand-name drugs.
- Fill your medication at a pharmacy that participates in the State’s Maintenance Drug Network (see the LIST OF PARTICIPATING PHARMACIES) or
- Receive your medication through the CVS Caremark mail-order pharmacy. For more information, call CVS at 1-800-318-2572.
A denied prescription may occur due to the following circumstances:
- Refilling a medication too soon
- Specialty drugs require a specialty drug pharmacy
- Drug quantity limits exist
- Compound medication; not commercially available
PHARMACY cost comparisons
Prescription benefits are the same across all medical plans. There is a 4-tier copay structure. The amount you pay depends on whether your prescription is for a generic drug, a brand-name drug listed on CVS Caremark’s preferred drug list (the formulary), or a non-preferred brand-name drug.
Prescription Copay by Group
For Groups 5-9
Prescription Drugs | Non-Maintenance Drug (Up to 90-day supply) | Maintenance Drug (90-day supply) | HEP Enrolled Chronic Conditions |
---|---|---|---|
Tier 1: Preferred generic | $5 | $5 | $0 |
Tier 2: Non-preferred generic | $10 | $10 | $0 |
Tier 3: Preferred brand-name | $25 | $25 | $5 |
Tier 4: Non-preferred brand-name | $40* | $40* | $12.50 |
*$25 if your physician certified the non-preferred brand-name drug is medically necessary
For Group 4
Prescription Drugs | Non-Maintenance Drug (Up to 90-day supply) | Maintenance Drug (90-day supply)* | HEP Enrolled Chronic Conditions |
---|---|---|---|
Tier 1: Preferred generic | $5 copay | $5 copay | $0 copay |
Tier 2: Non-preferred generic | $10 copay | $5 copay | $0 copay |
Tier 3: Preferred brand-name | $20 copay | $10 copay | $5 copay |
Tier 4: Non-preferred brand-name | $35 copay | $25 copay | $12.50 copay |
*You are not required to fill your maintenance drug prescription using the maintenance drug network or CVS Caremark Mail Order. However, if you do, you will get a 90-day supply for a $0 copay.
For Group 3
Prescription Drugs | Non-Maintenance and Maintenance Drugs (90-day supply) | Caremark Mail Order Maintenance Drug Network (90-day supply)* | Out of Network Prescription |
---|---|---|---|
Tier 1: Preferred generic | $5 copay | $0 copay | 20% of prescription cost |
Tier 2: Non-preferred generic | $5 copay | $0 copay | 20% of prescription cost |
Tier 3: Preferred brand-name | $10 copay | $0 copay | 20% of prescription cost |
Tier 4: Non-preferred brand-name | $25 copay | $0 copay | 20% of prescription cost |
*You are not required to fill your maintenance drug prescription using the maintenance drug network or CVS Caremark Mail Order. However, if you do, you will get a 90-day supply of maintenance medication for a $0 copay.
For Groups 1 & 2
Prescription Drugs | Non-Maintenance and Maintenance Drugs (90-day supply) | Caremark Mail Order Maintenance Drug Network (90-day supply)* | Out of Network Prescription |
---|---|---|---|
Tier 1: Preferred generic | $3 copay | $0 copay | 20% of prescription cost |
Tier 2: Non-preferred generic | $3 copay | $0 copay | 20% of prescription cost |
Tier 3: Preferred brand-name | $6 copay | $0 copay | 20% of prescription cost |
Tier 4: Non-preferred brand-name | $6 copay | $0 copay | 20% of prescription cost |
*You are not required to fill your maintenance drug prescription using the maintenance drug network or CVS Caremark Mail Order. However, if you do, you will get a 90-day supply of maintenance medication for a $0 copay.