Benefits Enrollment
For State Retirees
For the July 1, 2025 – June 30, 2026 plan year
Click on the benefit change that applies to you:
What’s new?
Quality First Select Access Plan Changes
This plan has a CT-based provider network that now includes Hartford Healthcare providers and facilities. This is the lowest premium plan with zero copays for Tier 1 providers. You and your enrolled dependents must reside in Connecticut (subject to audit). Premiums for members enrolling for the July 1, 2025 plan year will be slightly higher than those currently enrolled in this plan.
Dental Care DHMO Plan Change
Dental Care DHMO is closed to new enrollments as the Total Care DHMO plan uses the same network and offers better benefits, including lower out-of-pocket costs. Current Dental Care DHMO members may remain enrolled or switch plans. The Enhanced and Basic Plans have slight coverage adjustments.
Dependent Eligibility Reviews
A dependent verification will begin in June 2025. If you have ineligible dependents enrolled in your health benefits, remove them during Open Enrollment to avoid penalties. In June, you’ll receive instructions on how to submit documentation to confirm your covered dependents.
2025-2026 Premium Changes
Please note the premiums have increased for the 2025-2026 plan year. If you make no changes, your 2024-2025 enrollment will continue at 2025-2026 premiums.
How to Enroll / Make Benefit Changes
- Review Premiums and Plan Comparison Charts to see costs and coverage side by side.
- Take the Medical and Dental Plan Quizzes to find the best fit for your needs.
- Use the Health Care Planner for a step-by-step guide to making informed decisions.
- Watch an on-demand presentation for a quick, comprehensive overview.
- Make sure your doctors and dentists are in-network before choosing a plan.
- Search medical and dental provider directories to confirm coverage or find
- For changes made during open enrollment, use the CO-744OE form.
- For Qualifying Life Event, use the CO-744 form.
Take the Plan Coverage Quiz & Find Providers
Answer a few questions to see which plan(s) match your needs and easily search for in-network providers
Your privacy matters: You can print your results; however, your information is not saved and is not transferred to enrollment. You can repeat a quiz as often as you like. There is no obligation to choose the recommended plans.
2025-2026 Benefits Enrollment Resources
Benefit Guides
- Retiree Health Care Planner
2025-2026 | Open Enrollment
- Retiree Health Care Planner
2024-2025 | Current Plan Year
- Transition to Retirement Guide
2024-2025 | For those retiring before July 1, 2025