Benefits Enrollment
For State employees
For the July 1, 2025 – June 30, 2026 plan year
Click on the benefit change that applies to you:
Review what’s New:
Quality First Select Access Plan Changes
This plan has a CT-based provider network that now includes Hartford Healthcare providers and facilities. This is the lowest premium plan with zero copays for Tier 1 providers. You and your enrolled dependents must reside in Connecticut (subject to audit). Premiums for members enrolling for the July 1, 2025 plan year will be slightly higher than those currently enrolled in this plan.
Dental Care DHMO Plan Change
Dental Care DHMO is closed to new enrollments as the Total Care DHMO plan uses the same network and offers better benefits, including lower out-of-pocket costs. Current Dental Care DHMO members may remain enrolled or switch plans. The Enhanced and Basic Plans have slight coverage adjustments.
Dependent Eligibility Reviews
A dependent verification will begin in June 2025. If you have ineligible dependents enrolled in your health benefits, remove them during Open Enrollment to avoid penalties. In June, you’ll receive instructions on how to submit documentation to confirm your covered dependents.
2025-2026 Premium Changes
Please note the premiums have increased for the 2025-2026 plan year. If you make no changes, your 2024-2025 enrollment will continue at 2025-2026 premiums.
How to Enroll / Make Benefit Changes
- Review Payroll Deduction and Plan Comparison Charts to see costs and coverage side by side.
- Take the Medical and Dental Plan Match Quizzes to find the best fit for your needs.
- Use the Health Care Planner for a step-by-step guide to making informed decisions.
- Join a benefits webinar for a quick, comprehensive overview.
- Make sure your doctors and dentists are in-network before choosing a plan.
- Search medical and dental provider directories to confirm coverage or find a new provider.
- Starting May 1, log in to CORE-CT (Self-Service > Benefits Details > Benefits Enrollment) to submit your choices. Watch for your confirmation email once your enrollment is processed.
- Note: Online benefit enrollment is available 7 days a week, 4 am-8 pm; except on May 7 and May 22 when Core-CT is locked due to pay confirmation. Additional dates are subject to CORE needs.
- No CORE-CT access? Contact your agency’s benefits specialist for help.
Take the Plan Coverage Quiz & Find Providers
Answer a few questions to see which plan(s) match your needs and easily search for in-network providers
Your privacy matters: You can print your results; however, your information is not saved and is not transferred to enrollment. You can repeat a quiz as often as you like. There is no obligation to choose the recommended plans.
2025-2026 Benefits Enrollment Resources
Benefit Guides
- Active Employee Health Care Planner
2025-2026 | Open Enrollment
- Active Employee Health Care Planner
2024-2025 | Current Plan Year
- eBenefits Guide
- Healthy Living Programs
- New Hire Guide
2024-2025 | For new hires enrolling before June 1, 2025
- Supplemental Benefits Guide
Benefits Presentations
This presentation will be available on-demand.