Short-Term Disability Insurance

Colonial Life

Eligibility

State Employees are eligible to enroll on their first day of employment, provided they work at least 17.5 hours per week and meet the issue-age requirements of 17-74 years of age.

Guaranteed Coverage

New employees who enroll during the first 90 days of employment can obtain guaranteed coverage for up to 60% of their salary to a maximum of $4,000 in monthly disability benefits. This means you will not have to provide proof of good health and answer qualifying health questions to be eligible for the guaranteed coverage amount.

Employees enrolling after their initial 90 days of employment can still enroll; however, the guaranteed coverage is up to 60% of their salary to a maximum of $500 in monthly disability benefits.

Employees can apply for coverage up to 60% of their salary up to a $6,500 monthly disability benefit at any time with standard qualifying health questions.

How to Enroll

A Colonial Life benefits counselor will answer questions about disability coverage and help you enroll. To request your brief appointment, call 1-800-884-0689, email  ColonialHR@Colcapitol.com, or visit the State of CT/Colonial Life Disability Benefit website and click the Learn More and Enroll with a Benefit Counselor tab.

Colonial Life Website Disability Benefits OverviewShort-term Disability Benefits Booklet

Note: Lincoln National Policies are terminating 7/31/2024​. The last payroll deduction will be 7/26/2024​.

Anyone currently receiving a disability claim benefit from Lincoln will continue to do so without interruption. Interested employees may now enroll in a short-term disability benefit with Colonial Life, which will accept all participants without medical review. Colonial Life is offering a credit for time insured to all current Lincoln participants, waiving any normally required waiting periods or pre-existing condition clauses.

For more information, please contact OSC.EBU@CT.GOV.