State of Connecticut
Benefit Information

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Short-Term Disability Insurance

Short-term disability insurance replaces a portion of income when you are unable to work due to a covered injury or illness.

Colonial Life


Employees are eligible to enroll on their first day of employment, provided they work at least 17.5 hours per week and meet the issue-age requirements of 17-69 years of age.

Guaranteed Coverage

New employees who enroll during the first 90 days of employment can obtain guaranteed coverage for up to 66 2/3% of salary to a maximum of $4,000 in monthly disability benefit.

Employees enrolling after their initial 90 days of employment can still enroll; however, the guaranteed coverage is up to 66 2/3% of salary to a maximum of $500 in monthly disability benefit.

Employees can apply for coverage up to 66 2/3% of salary up to a $5,000 monthly disability benefit at any time with standard qualifying health questions.

How to Enroll

A Colonial Life benefits counselor will answer questions about the disability coverage and help you enroll. To request your brief appointment, call 1-800-884-0689, email or visit the State of CT/Colonial Life Disability Benefit website and click “Connect with a Benefits Counselor”.

Colonial Life Website Disability Benefits OverviewShort-term Disability Benefits Booklet

Note: Lincoln National Policies are terminating 7/31/2024​. The last payroll deduction will be 7/26/2024​.

Anyone currently receiving a disability claim benefit from Lincoln will continue to do so without interruption. Interested employees may now enroll in a short-term disability benefit with Colonial Life, which will accept all participants without medical review. Colonial Life is offering a credit for time insured to all current Lincoln participants, waiving any normally required waiting periods or pre-existing condition clauses.

For more information, please contact OSC.EBU@CT.GOV.

State Employee
Benefits Enrollment