State of Connecticut
Benefit Information

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Short-Term Disability Insurance

Short-term disability insurance replaces a portion of income when you are unable to work due to a covered injury or illness.

Colonial Life

Eligibility

Employees are eligible to enroll on their first day of employment, provided they work at least 17.5 hours per week and meet the issue-age requirements of 17-69 years of age.

Guaranteed Coverage

New employees who enroll during the first 90 days of employment can obtain guaranteed coverage for up to 66 2/3% of salary to a maximum of $4,000 in monthly disability benefit.

Employees enrolling after their initial 90 days of employment can still enroll; however, the guaranteed coverage is up to 66 2/3% of salary to a maximum of $500 in monthly disability benefit.

Employees can apply for coverage up to 66 2/3% of salary up to a $5,000 monthly disability benefit at any time with standard qualifying health questions.

How to Enroll

A Colonial Life benefits counselor will answer questions about the disability coverage and help you enroll. To request your brief appointment, call 1-800-884-0689, email  ColonialHR@Colcapitol.com or visit the State of CT/Colonial Life Disability Benefit website and click “Connect with a Benefits Counselor”.

Colonial Life Website Disability Benefits OverviewShort-term Disability Benefits Booklet

Note: Lincoln National Policies are terminating 7/31/2024​. The last payroll deduction will be 7/26/2024​.

Anyone currently receiving a disability claim benefit from Lincoln will continue to do so without interruption. Interested employees may now enroll in a short-term disability benefit with Colonial Life, which will accept all participants without medical review. Colonial Life is offering a credit for time insured to all current Lincoln participants, waiving any normally required waiting periods or pre-existing condition clauses.

For more information, please contact OSC.EBU@CT.GOV.

Forms
State Employee
Benefits Enrollment